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Worker’s Compensation Guaranteed Cost Alternatives
By Meaghan Tyndale-Williams, Risk Advisor For most large businesses, workers’ compensation is their most expensive insurance coverage. A guaranteed cost program—which is the traditional route—sets the annual premium at the beginning of each policy year....
Read On..Liquor Liability What to Know Before You Pour
By Robin Manougian, CIRMS, Account Executive Gatherings especially following many months of COVID-led cancellations and restrictive protocols—are bringing us back together again. Barbecues, holiday parties, and other social events are once again fostering the “community”...
Read On..THE HARD TRUTH When Mother Nature Strikes Your Insurance Carriers’ Bottom Line
2022 is yet another year that has been shaped by the destruction of natural disasters — what were once outlier weather events have become the new norm. To top that off, it’s been another year...
Read On..Are You Prepared for your Insurance Renewal?
It’s time to renew with your insurance carrier. Before making the final commitment, you should consider a number of factors. Unfortunately, in these risky times—pandemics, war, cyberattacks, supply chain issues—organizations must seek out proactive risk...
Read On..Nurse Triage Program is a Big Win for Everyone
By Meaghan Tyndale-Williams, Risk Advisor Protecting the health and well-being of your employees should be a top priority for every company; however, no business is injury-proof. Organizations of every size have to deal with multiple...
Read On..Workplace Safety & The New Normal
By Eric Wokas, Senior Risk Engineer According to a recent study from the Society for Human Resource Management, nearly 90% of businesses are having difficulty filling open positions. Reasons vary; however, there are many...
Read On..New Jersey Pre-Tax Commuter Benefit Requirement
By Barry Fields, Partner, Employee Benefits Effective March 1, 2020, a New Jersey law required employers with 20 or more employees to establish pre-tax transportation fringe benefit programs for their employees. New Jersey was...
Read On..How the Pandemic Has Changed the Overall Insurance Industry Landscape
By Gwen Luu, Partner There have been some major changes to the insurance industry landscape since the COVID-19 pandemic. First and foremost, there’s been a shift in customer service and how brokers facilitate business. This...
Read On..Take a Data-Driven Approach for an Effective Benefits Program
As a business leader, it’s not uncommon to rely on intuition or gut instinct when making important business decisions. Unfortunately, this isn’t the most reliable way to run your business. In fact, it can be...
Read On..What You Need to Know about Jackware and Coverage
Though similar to ransomware, jackware could be multiple times more dangerous. Cybersecurity experts say this new type of malware hijacks physical devices that are core to modern living. We at JGS want you to be...
Read On..When Do You Need Workers Compensation Insurance?
When Do You Need Workers Compensation Insurance? If you don’t have workers’ compensation insurance when you should, your business is at risk. You face significant penalties or fines. On the flip side, if you...
Read On..Types And Benefits Of Construction Insurance
Types and Benefits of Construction Insurance If you build it, they will come—but so will pricey liabilities if you forgo the necessary protections. Although an industry of innovation, growth, and creation, the things that can...
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