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What’s The Deal With Flood Insurance?
By Bernie Cosentino, Vice President – Habitational It may be impossible to avoid a flood once it hits, but you can take steps beforehand to insure your property so that you are better prepared for...
Read On..Employment Practices Liability Insurance: A Must-Have Policy for Every Business
By Meaghan Tyndale-Williams, Vice President – Commercial Lines It isn’t a matter of if an organization will experience an employment practice related claim; it is only a matter of when. In fact, according to Advisen,...
Read On..Let’s Talk Limits: How are the 6 CGL Limits Related?
By Gwenyth Luu, Director – Commercial Lines Any organization that purchases Commercial General Liability (CGL) insurance should have a good understanding of how limits of liability apply to claim payments in the policy. That information...
Read On..Factors That Affect Your Home Insurance Premiums
Home insurance coverage can differ from policy to policy depending on a multitude of factors. Being aware of these factors that affect your premium can ensure that you are appropriately covered. Review this Know Your...
Read On..Summary of the 2019 Employer Health Benefits Annual Survey
Each year, the Kaiser Family Foundation and the Health Research & Educational Trust conduct a survey to examine employer-sponsored health benefit trends. This document summarizes the main points of the 2019 survey and suggests how...
Read On..The Basics of Builders Risk Insurance
Building and construction projects are complicated with no shortage of things that can go wrong. With everything that can happen during the construction process, it is essential to have the proper insurance in place. Of...
Read On..How to Fix Anything : Part 2
By Steve Roderick, Assistant Vice President If You Want To Make An Omelette, You Have To Break Some Eggs In the first installment of “How to Fix Anything,” we established that few things, if any at...
Read On..Effective Driver Training
By Eric Wokas, Risk Control Consultant Commercial vehicle fleets, whether large or small, can benefit from implementing fleet safety programs to keep their drivers safe and prevent crashes while on the road. Reducing the number...
Read On..The ABCs of Captive Insurance
By Conor Moran, Assistant Vice President – Commercial Lines What is captive insurance and is it a good idea for your workers’ compensation coverage? Captives are formed by companies as subsidiaries whose sole purpose is...
Read On..The Unseen Danger of Cyber Liabilities
By Chase Helwig, Assistant Vice President – Commercial Lines Does a substantial portion of your business operate utilizing some form of technology? Do you store customer and business information on your computers? How about your...
Read On..New Jersey Requires Employers to Offer Pre-tax Commuter Benefits
By Barry Fields, Vice President – Employee Benefits On March 1, 2019, Governor Phil Murphy signed a bill into law that will require New Jersey employers with 20 or more employees to establish pre-tax transportation...
Read On..How Reflecting on the Positives Can Improve our Lives
By Ross Rutman, Assistant Vice President – Habitational Group If life can seem pretty hard at times, that’s because it is. However, although the negative things can start to tally up, most of us have...
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