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Insurance Market Cycles and the “Hard Market” We Are In
The insurance industry, like most industries, experiences periods of growth and periods of retraction. We refer to periods of growth as “soft markets” and periods of retractions as “hard markets.” Each period may last anywhere...
Read On..How to Take Control of Your Insurance Premiums
If you don’t understand something, you can’t control it. At JGS, we believe that taking control of your insurance premiums starts with education. Today, we will be pulling back the curtain on how the insurance...
Read On..Reopening Decisions for Your Community Association
If you are a community manager, resident, or a board member of a community association, we know reopening strata facilities is at the top of mind. However, the safety of residents is at stake, so...
Read On..Handling the First 24 Hours After a Cyberattack
When a cyberattack occurs, how your organization responds can make all the difference in mitigating the damages. In particular, time is of the essence. That’s why it’s vital for your organization to have an effective...
Read On..The Importance of a Standalone Cyber Insurance Policy
Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to provide protection for cyber incidents. In fact, a recent survey...
Read On..Limiting Ransomware Exposures From Remote Desk Protocol
Remote desk protocol (RDP)—which is a network communications protocol developed by Microsoft—consists of a digital interface that allows users to connect remotely to other servers or devices. Unfortunately, RDP ports are frequently being leveraged for...
Read On..Protect Your Data with Multi-Factor Authentication
Do you remember the last time you had a code sent to your phone or email to verify your login to a website? What about swiping your debit or credit card and being prompted to...
Read On..“Nuclear Verdicts” in Lawsuits Threatens Trucking Industry
It’s not uncommon for businesses to see year-over-year rate increases even when they hire safe drivers and have a clean loss record. But, the truth is that claims history is just one piece of the...
Read On..The Next Step in Social Engineering: Deepfakes
Deepfakes have made the news numerous times in the last few years for good reason: they are becoming more and more sophisticated and more realistic. What are deepfakes? At their core, they are forgeries of...
Read On..Workplace Guidelines to Protect Against COVID-19
In a year where it seems like the world has flipped upside down, it should come as no surprise that the Department of Labor is also changing some things. On January 29th, the Biden administration...
Read On..Preventing Frozen Pipes and Plumbing
Every winter thousands of pipes, fixtures, and appliances freeze and burst because of inadequate heat or insulation. When a frozen pipe bursts, the result is always extensive water damage. When it comes to preventing frozen...
Read On..Sharp Pivots in Cyber Insurance Market
A rapidly shifting cyber insurance market has brokers working harder to keep pace with coverage restrictions, diminished capacity and some of the most significant underwriting and pricing moves to date—all amid heightened client demand for...
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