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Why is Trade Credit Protection Critical?
By Gwenyth Luu, Director – Commercial Lines Every business owner knows that they need to have insurance policies in place to cover their risks and liabilities. Some even have policies covering situations in which their...
Read On..Remarketing Your Insurance
By Ryan Hager, Assistant Vice President – Commercial Lines If I’ve heard it once, I’ve heard it 1,000 times. I’m sitting across the table from a prospective client who wants me to quote their insurance....
Read On..Foreign Supplier Verification Program
By Gwenyth Luu, Director – Commercial Lines Americans want assurances the food they’re consuming is safe. It’s estimated that 15 percent of the country’s food supply, including half of fresh fruit, 20 percent of vegetables,...
Read On..Workplace Drug Testing in the Age of Legalized Marijuana
By Eric Wokas, Risk Control Consultant According to the US Food and Drug Administration, marijuana is a controlled substance. Other federal agencies including OSHA and nongovernmental groups such as workers’ compensation underwriters all support firm...
Read On..It’s All A Bunch of B.S.!
By Ryan Fleming, Director – Habitational Group We’ve all heard stories involving feats of superhuman strength, bravery or intelligence where people were able to lift a car to free a trapped child or run into...
Read On..The Cost of Noncompliance
By Meaghan Tyndale-Williams, Vice President – Commercial Lines Do You Know Your Organization’s Responsibilities Before and After a Cyber Breach? Many states have established their own laws regarding the actions a company must take after...
Read On..Employer Mandate Requirements
By Barry Fields, Vice President – Employee Benefits The Internal Revenue Service (IRS) has begun to notify employers via a letter (Letter 226J) containing several attachments that a company may owe a penalty for failing...
Read On..Atypical Umbrella Claims
By Ken Hager, COO Do You Have Enough “Sleep Insurance”? I am often asked what is the proper insurance limit a company should purchase: $1,000,000? $5,000,000? $10,000,000? Or perhaps no umbrella at all? What do...
Read On..Single-Premium Life: An Innovative Solution For Businesses Succession, Deferred Compensation, and Estate Planning
By John E. McEnery, Board of Directors A single-premium life insurance is exactly what it sounds like. You pay a one-time premium at the beginning of the contract and you never have to pay for...
Read On..Reducing The Risk Of Supply Chain Disruptions
By Gwenyth Luu, Director – Commercial Lines Butterflies are beautiful creatures. Songs and poems have been written about them as long as their striking colors have enchanted us. They also serve as a wonderful metaphor...
Read On..Leading a Multigenerational Workplace
By Ross E. Rutman, Assistant Vice President – Habitational What can we expect from the American generations currently in the US workforce? There is a serious problem in the workplace and it has nothing to...
Read On..Succession Planning For Business Owners
By John McEnery, Board of Directors A successful succession plan requires time and strategizing Whether planning to pass on a family-owned small business to your children, or to a valued leader at your firm, or...
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