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By Gwen Luu, Partner A technologically connected world means more opportunity for global financial disruption, otherwise known as systemic risk. The Financial Stability Board defines systemic risk as “the risk of disruption to the flow...Read On..
The current property insurance market is characterized by increased pricing, diminished capacity, higher deductibles and retentions, greater underwriting scrutiny, and unfavorable coverage terms, which can create significant challenges for organizations who turn to insurance for...Read On..
Understanding the Issue: Global Turmoil Continues to Drive Premiums Upward In recent years, global events have been anything but predictable, with instability seeming to be one of the few constants we’ve come to expect. And...Read On..
Extreme weather events seem to be becoming the new normal. The commercial property insurance market is hard and looks be getting harder – meaning insurance carriers tighten coverages, terms, and limits and raise rates. Business...Read On..
$268 Billion = Total economic and insured loss estimate for 2022’s natural disasters. Approaching $115 Billion = Recent estimate for insured losses from 2022 natural disasters  Environmental changes are reshaping the world as...Read On..
By Meaghan Tyndale-Williams, Risk Advisor For most large businesses, workers’ compensation is their most expensive insurance coverage. A guaranteed cost program—which is the traditional route—sets the annual premium at the beginning of each policy year....Read On..
By Robin Manougian, CIRMS, Account Executive Gatherings especially following many months of COVID-led cancellations and restrictive protocols—are bringing us back together again. Barbecues, holiday parties, and other social events are once again fostering the “community”...Read On..
2022 is yet another year that has been shaped by the destruction of natural disasters — what were once outlier weather events have become the new norm. To top that off, it’s been another year...Read On..
It’s time to renew with your insurance carrier. Before making the final commitment, you should consider a number of factors. Unfortunately, in these risky times—pandemics, war, cyberattacks, supply chain issues—organizations must seek out proactive risk...Read On..