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Shoring up Your Bottom Line: 7 Strategies for Facing the Hard Commercial Property Market
Extreme weather events seem to be becoming the new normal. The commercial property insurance market is hard and looks be getting harder – meaning insurance carriers tighten coverages, terms, and limits and raise rates. Business...
Read On..Over or Under Insured, What’s It to You?
It’s happened: your business experienced an event that triggered an insurance claim. With risk being inherent to all business operations, this means that most organizations have to deal with the insurance claims process at one...
Read On..Not Just a Passing Storm: How Natural Disasters Are Impacting the Insurance Market
$268 Billion = Total economic and insured loss estimate for 2022’s natural disasters. Approaching $115 Billion = Recent estimate for insured losses from 2022 natural disasters [1] Environmental changes are reshaping the world as...
Read On..Worker’s Compensation Guaranteed Cost Alternatives
By Meaghan Tyndale-Williams, Risk Advisor For most large businesses, workers’ compensation is their most expensive insurance coverage. A guaranteed cost program—which is the traditional route—sets the annual premium at the beginning of each policy year....
Read On..Are You Prepared for your Insurance Renewal?
It’s time to renew with your insurance carrier. Before making the final commitment, you should consider a number of factors. Unfortunately, in these risky times—pandemics, war, cyberattacks, supply chain issues—organizations must seek out proactive risk...
Read On..Nurse Triage Program is a Big Win for Everyone
By Meaghan Tyndale-Williams, Risk Advisor Protecting the health and well-being of your employees should be a top priority for every company; however, no business is injury-proof. Organizations of every size have to deal with multiple...
Read On..Workplace Safety & The New Normal
By Eric Wokas, Senior Risk Engineer According to a recent study from the Society for Human Resource Management, nearly 90% of businesses are having difficulty filling open positions. Reasons vary; however, there are many...
Read On..New Jersey Pre-Tax Commuter Benefit Requirement
By Barry Fields, Partner, Employee Benefits Effective March 1, 2020, a New Jersey law required employers with 20 or more employees to establish pre-tax transportation fringe benefit programs for their employees. New Jersey was...
Read On..How the Pandemic Has Changed the Overall Insurance Industry Landscape
By Gwen Luu, Partner There have been some major changes to the insurance industry landscape since the COVID-19 pandemic. First and foremost, there’s been a shift in customer service and how brokers facilitate business. This...
Read On..Take a Data-Driven Approach for an Effective Benefits Program
As a business leader, it’s not uncommon to rely on intuition or gut instinct when making important business decisions. Unfortunately, this isn’t the most reliable way to run your business. In fact, it can be...
Read On..What You Need to Know about Jackware and Coverage
Though similar to ransomware, jackware could be multiple times more dangerous. Cybersecurity experts say this new type of malware hijacks physical devices that are core to modern living. We at JGS want you to be...
Read On..When Do You Need Workers Compensation Insurance?
When Do You Need Workers Compensation Insurance? If you don’t have workers’ compensation insurance when you should, your business is at risk. You face significant penalties or fines. On the flip side, if you...
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