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What Does Commercial General Liability Insurance Cover?
Commercial general liability insurance covers a company’s legal responsibility for its products and services. Businesses that provide products or services to the public are typically required by law to have commercial general liability insurance. This...
Read On..Prepare Your Home and Business for Hurricane Season
How to Prepare Your Home and Business for Hurricane Season Hurricane season is upon us, and forecasters for the National Oceanic and Atmospheric Administration (NOAA) are predicting above-average storm activity this year. Is your home...
Read On..Duty or Non-Duty, that is the Question
By Gwen Luu, Director – Commercial Lines Almost every company doing business of any type is going to have some sort of insurance against claims by third parties. Commercial General Liability (CGL) insurance, Employment Practices...
Read On..How to Be Prepared in a Hardening Insurance Market
By Colleen Harless, CISR, ACSR, CIC – Senior Account Manager In the casualty and property insurance industry, price, conditions, and terms as well as the availability of coverage are all impacted by fluctuations between...
Read On..Cyber Attacks – A Question of Responsibility
By Gwen Luu, Director – Commercial Lines If one thing hasn’t slowed down as a result of the upending of the world in the last couple of years, it is cyber threats. In fact, they...
Read On..Virtual Reality: A New Way to Approach Safety Training
By Eric Wokas, Risk Consultant Training, training, and more training. That is the mantra of sports coaches and safety professionals alike. So why the emphasis on repetitive training? Because it works. However, there is a...
Read On..4 Strategies for Reducing Health Benefits Costs in 2022
By Barry Fields, Vice President, Employee Benefits Health care costs continue to rise each year, and 2022 will likely be no exception. In the new year, experts predict a 6.5% increase in medical expenses alone,...
Read On..Types of Losses in Ocean Cargo Insurance: What Do They Include?
If your business deals with shipping goods via ocean, you need comprehensive marine cargo insurance coverage for loss or damage. Your insurance plan will help to provide a safety net in unforeseen circumstances such as...
Read On..What is Intellectual Property and Who Needs it Most?
You may not have realized that insurance is available to protect your intellectual property. But what is intellectual property (IP) insurance: What does it cover, and who is it for? Intellectual Property insurance provides your...
Read On..ADA-Compliance and Your Website: What You Need to Know
By Eric Wokas, Risk Control Consultant Title III of the Americans with Disabilities Act (ADA) prohibits any “public accommodation” from denying “full and equal enjoyment” of its services or facilities on the basis of a...
Read On..Nonprofit Governance Best Practices
By Gwen Luu Governance refers to the strategic direction of an organization and encompasses a variety of functions, including financial viability and how successfully the organization is fulfilling its mission. For nonprofits, governance entails setting...
Read On..Premium Surcharges for Nonvaccinated Employees
By Barry Fields Many employers are exploring options related to COVID-19 vaccination status within their workforce, including whether to charge a premium surcharge for nonvaccinated individuals. There are a number of legal considerations to take...
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