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Premium Surcharges for Nonvaccinated Employees
By Barry Fields Many employers are exploring options related to COVID-19 vaccination status within their workforce, including whether to charge a premium surcharge for nonvaccinated individuals. There are a number of legal considerations to take...
Read On..2022 Market Highlights with JGS Insurance
As we move ever so briskly into 2022, we want to keep you in-the-know with the latest market developments this year. Focusing on four of our key insurance solutions—commercial auto insurance, general liability insurance, cyber...
Read On..Federal Vaccine Mandate: US Supreme Court Decision stays OHSA ETS and Allows CMS Healthcare Worker Mandate to Proceed
Compliance Update On Thursday afternoon, January 13, 2022, the Supreme Court of the United States (SCOTUS), after hearing oral arguments last week, issued rulings concerning the following Federal vaccination mandates: Occupational Safety and Health Administration...
Read On..Agencies Issue Guidance on Coverage of OTC COVID-19 Tests
Compliance Update On January 10, 2022, the Depts. of Labor, Health and Human Services (HHS), and the Treasury issued FAQ guidance regarding the requirements for group health plans and health insurance issuers to cover over-the-counter...
Read On..COVID-19 Vaccine Mandate Reinstated for Private Employers
Compliance Update Private employer vaccine mandate revived by 6th U.S. Circuit Court The 6th U.S. Circuit Court of Appeals in Cincinnati lifted a November injunction that had blocked the enforcement of the COVID-19 Vaccine and Testing...
Read On..Lumber Prices and What It Means for Your Insurance Policy
5 Reasons Lumber Prices Are Rising and What It Means for Your Insurance Policy It’s no secret that lumber prices have increased dramatically over the last two years. In fact, the National Association of Home...
Read On..3 Benefits Of Partnering With A Broker For Your Employee Benefits
Employee benefits are typically the second largest expense for companies next to payroll. This may come as a surprise for some business owners. It won’t come as a surprise, however, that you should work to...
Read On..Jacobson, Goldfarb & Scott, Inc. (JGS) Announces Partnership with BRP Group, Inc.
Holmdel, NJ – October 1, 2021 – Jacobson, Goldfarb & Scott, Inc. (collectively with certain of its subsidiaries, “JGS”), one of the Top 100 largest independent insurance agencies in the United States, Partnered with BRP Group,...
Read On..Insurance Market Cycles and the “Hard Market” We Are In
The insurance industry, like most industries, experiences periods of growth and periods of retraction. We refer to periods of growth as “soft markets” and periods of retractions as “hard markets.” Each period may last anywhere...
Read On..How to Take Control of Your Insurance Premiums
If you don’t understand something, you can’t control it. At JGS, we believe that taking control of your insurance premiums starts with education. Today, we will be pulling back the curtain on how the insurance...
Read On..Handling the First 24 Hours After a Cyberattack
When a cyberattack occurs, how your organization responds can make all the difference in mitigating the damages. In particular, time is of the essence. That’s why it’s vital for your organization to have an effective...
Read On..The Importance of a Standalone Cyber Insurance Policy
Over the course of the past decade, many organizations have relied on standard property and liability coverage rather than a standalone cyber insurance policy to provide protection for cyber incidents. In fact, a recent survey...
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