Association Funding

By Ross Rutman, Assistant Vice President – Habitational Is your Association properly funded? Most likely it is not! Funding Community Association operations is the most vital responsibility of every Association Board, yet so many Associations...

Read On..

Why HRAs are Becoming More Important than Ever

By Barry Fields, Vice President – Employee Benefits Between rising healthcare costs and healthcare reform efforts, there’s no question the employee benefits landscape is continually changing — and keeping the hands of benefits managers full....

Read On..

The Cost of Noncompliance

By Meaghan Tyndale-Williams, Vice President – Commercial Lines Do You Know Your Organization’s Responsibilities Before and After a Cyber Breach? Many states have established their own laws regarding the actions a company must take after...

Read On..

Employer Mandate Requirements

By Barry Fields, Vice President – Employee Benefits The Internal Revenue Service (IRS) has begun to notify employers via a letter (Letter 226J) containing several attachments that a company may owe a penalty for failing...

Read On..

That Sunny August Day That Changed My Life

By Ryan Hager, Assistant Vice President – Commercial Lines It was your typical Florida morning in the month of August. It was so hot and humid that when you left the safety of the air-conditioned...

Read On..

Atypical Umbrella Claims

By Ken Hager, COO Do You Have Enough “Sleep Insurance”? I am often asked what is the proper insurance limit a company should purchase: $1,000,000? $5,000,000? $10,000,000? Or perhaps no umbrella at all? What do...

Read On..

Single-Premium Life: An Innovative Solution For Businesses Succession, Deferred Compensation, and Estate Planning

By John E. McEnery, Board of Directors A single-premium life insurance is exactly what it sounds like. You pay a one-time premium at the beginning of the contract and you never have to pay for...

Read On..

Distracted Driving And Crash Avoidance Systems

By Eric Wokas CSP, Risk Control Consultant One solution to the problem of distracted driving is an array of new technologies that assist the driver with warnings or automatic braking to avoid or mitigate a...

Read On..

Meeting Minutes: The Most Important Minute of the Day

By Ross Rutman, Marketing/Producer Community association board meetings—(where important homeowner matters are discussed and decisions are made)—contribute to the success of community associations. Since board meetings result in significant decisions that impact community members, it...

Read On..

Reducing The Risk Of Supply Chain Disruptions

By Gwenyth Luu, Director – Commercial Lines Butterflies are beautiful creatures. Songs and poems have been written about them as long as their striking colors have enchanted us. They also serve as a wonderful metaphor...

Read On..

My Last 120 Days, A Look Back

By Conor Moran, Assistant Vice President – Commercial Lines My last 120 days in the insurance industry have been a tremendous learning experience to say the least. In the Fall I traveled to Hanover, Maryland,...

Read On..

Breaking into the Insurance Industry

By Conor Moran, Assistant Vice President – Commercial Lines A Millennials Point of View When I graduated from the College of Charleston I had plans to take on the world. Funny thing was, I wasn’t...

Read On..