10.22.2017

Mind the Down Time

By Ryan Fleming, Director – Habitational Group There are people in every industry, sport, or walk of life that are unbelievable performers. We see them accomplish incredible amounts of work and perform what looks to...

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10.15.2017

JGS’ New Location at Bell Works

By Ken Hager, COO In August of 1969, our family moved to Holmdel and set up roots that went deep into our hearts and souls. Our father, Sam Hager, had been working for JGS Insurance...

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10.01.2017

Don’t Mess With The DOL

Regulations For Electronic Distribution of ERISA DisclosuresWith the recent increase in audits by the Department of Labor (DOL), one of the most frequently asked questions JGS Insurance receives is under what circumstances can documents be...

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09.16.2017

What’s the Deal with Certificates of Insurance?

Why are certificates of insurance so universally hated by insurance brokers and risk managers alike? Some insurance professionals would just as soon have their teeth drilled without novocaine than deal with these much-maligned documents. Yet...

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09.03.2017

Why EPLI is Crucial to Your Business

Is your company covered by Employment Practices Liability Insurance (EPLI)? If not, you might want to consider it. Over the past twenty years, the number of employment-based lawsuits has increased as employee awareness of fair...

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08.29.2017

Peace of Mind Is Priceless

By Bernie Cosentino, Vice President – Habitational Insuring Your Condominium Or Co-op Apartment When it comes to insuring your condominium unit or co-op apartment, just having a “piece of the rock” may not be enough....

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08.21.2017

Empower Your Passion

By Ken Hager, COO Preparation, Preparation, Preparation Passion is an intense emotion or a very strong feeling about a person or thing or a positive affinity towards a subject. Anyone who knows me knows I...

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08.13.2017

Protect Your Customers And Your Business

Companies in the food industry would certainly agree that producing safe products is of paramount importance. How can you make money if you are making your customers ill? Whether it is a hit to a...

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08.01.2017

Protecting Yourself Against Workplace Injuries

Nursing and other patient care occupations are among the most difficult career paths. Not only are nurses called upon to provide a high standard of patient care insofar as treatments and medications are concerned, but...

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07.06.2017

Summary Plan Description

The US Department of Labor has been conducting frequent ERISA compliance audits and, in many cases, imposing significant penalties for noncompliance. This should spur employers to make sure that they are in compliance with that...

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06.30.2017

Workers’ Compensation 101

How many times have you heard someone say “Workers’ compensation rates are the rates” and you can’t change the pricing? Well, fortunately that is not accurate and there are a variety of ways for you...

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06.27.2017

Does YOUR Website Impact YOUR Insurability?

In today’s business world, your website is your calling card. Your customers depend on it to inform themselves about your business and make the critical decision of whether or not to pursue your services. But...

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