Our Industries Real Estate

Property is your life, protection is ours

From the walls themselves to the tenants within them, you have a lot to worry about, natural disasters, system failures, human-caused damage, injuries on your property - the list is long.

Coverage solutions designed to protect your commercial real estate business and assets from fire, vandalism, liability claims, and more. Whether you own or manage a residential or commercial office building, warehouse, parking garage, retail outlet or other leased real estate, we have answers to protect your investment. Your tenants should have coverage in place to protect their personal assets and any aspects of the building that they’re responsible for, but you can’t rely on their policies to protect your business as well. We can design a plan that manages risk and controls cost to protect your bottom line because we understand the most pressing risks facing commercial property owners.

We can also assist you with business services that help your Employee Benefits program thrive such as Strategic Consulting, Compliance and Human Resource Support.

Lines of Coverage

Core Coverages

  • General Liability
  • Business Auto
  • Worker’s Compensation
  • Property
  • Umbrella
  • Management Liability

Industry Specific Coverages

  • Cyber
  • Professional Errors & Omissions
  • Inland Marine
  • Environmental Liability

Risk Management

Traditional Services

  • On-site inspections
  • Property value determination
  • Claims review
  • Hazard analysis
  • Disaster evacuation plans

JGS Services

  • Pre-renewal strategy
  • Vendor contract reviews
  • Risk transfer reviews
  • Establish correct limits for commercial tenants and individual renters
  • Infrared hot/cold study

Claims Advocacy

Provide claim handling best practices
Provide claim handling best practices
Analyze, negotiate and support throughout the life of the claim
Analyze, negotiate and support throughout the life of the claim
Audit claim reserves for adequacy and reduce wherever possible
Audit claim reserves for adequacy and reduce wherever possible
Coverage dispute advocacy to ensure proper settlement
Coverage dispute advocacy to ensure proper settlement
Audit carrier claims handling performance
Audit carrier claims handling performance

The JGS Process.

Clear goals and a plan are the first steps to success

Diagnostic Review
Diagnostic Review

Understand business operation and industry trends

Create an executive summary

Develop risk strategy plan

Growing Your Business Safely
Growing Your Business Safely

Create a strategy to manage growth

Predict growth exposure and risk

Modify Proactive Service Timeline to address additional exposures and the next years concerns.

What happens if you don’t?

Insurance is addressed once a year at renewal

A snapshot is taken as your history portrays it

Premiums reflect insurance carriers nervousness and losses continue to climb

Get Started
Develop a Plan
Develop a Plan

Identify exposures, growth opportunities and threats

Customize specific plan to address exposures

Assign dates and accountability to each task

Managing Your Plan
Managing Your Plan

Communicate your vision to your employees and external parties if applicable

Develop accurate risk forecasts

Compare planned versus actual performance


Case Studies

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Exposure and Coverage Analysis

Situation A large consulting firm in New York had a long standing relationship with their...

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