Collectibles Insurance | JGS Insurance 

Protecting your most valued collections and collectible items.

Your collections reflect who you are, and what you prize most.

Whether you’re investing in cars, art, have a collection of stamps that goes back decades, or just have a variety of expensive assets such as jewelry, antiques, wine and spirits, or other collectibles that go above and beyond your homeowners insurance policy, JGS Insurance has you covered with customized collections insurance. Collectibles in a home can be worth more than the home itself.

Personalized coverage for your prized possessions.

JGS Insurance assesses your collection and then works with several of the top insurance companies specializing in collectibles coverage to come up with the best policy for you and your collection. Get specialized, best-in-class coverage that is not available from mass-market carriers. We’ll work on your behalf to cover every item that is important to you – including even recently acquired items not yet declared – and come up with several options with our recommendations.

Replacing or restoring your collectibles.

Collectibles are unique, irreplaceable (often literally). We know how cherished your collections can be, and that’s why we will often work to replace or restore the item first rather than just write a check. If you have a piece of family heirloom jewelry, for example, a paycheck won’t replace it. We’ll first do our best to replace it. If we can’t, we’ll do everything we can to restore it. Maybe there is a gemstone that can be cut to make it look identical to its original form. Other items, such as sports memorabilia from decades ago or limited-edition vehicles, are not unique but are no longer produced. In these cases, we will scour the market to find a replacement if possible. Or, if you prefer, we can just cover the cost of the item in a cash settlement claim.

JGS Insurance’s appreciation for what you consider most priceless and personal sets us apart from the rest. Our collectible insurance is more than just coverage – it’s protection and replacement.

If we can’t replace it, we’ll pay for it .

We know that collections are more than investments –they can hold deep personal and sentimental value to you and your family. That’s why we work first to replace it, and if we can’t replace it, we’ll cover the full value of the item at minimum. We’ll search tirelessly to replace a unique diamond earring that’s part of a set, a rare, limited-edition vehicle, or help restore damaged, priceless art that can’t be replaced. That’s our promise to you.

The perks of collectibles insurance.​

We understand that collections are never finished and only grow in financial value over time. Depending on your needs and budget, our coverage may protect market appreciation of your items, or recently acquired additions that you haven’t had a chance to declare yet. If one of your lost collectibles are part of a set and are unable to be replaced, we may be able to cover the entire value of the whole set or collection. A set of earrings handed down for generations is of no use to you if one is damaged or lost – and we take the full set into account when processing our collections claims. If we can’t replace it, we’ll pay for it. We know that collections are more than investments – they can hold deep personal and sentimental value to you and your family. That’s why we work first to replace it, and if we can’t replace it, we’ll cover the full value of the item at minimum. We’ll search tirelessly to replace a unique diamond earring that’s part of a set, a rare, limited-edition vehicle, or help restore damaged, priceless art that can’t be replaced. That’s our promise to you.

What collectibles does JGS Insurance cover?

Whatever you collect and consider precious items, we work to protect and insure. Some of the collectibles JGS covers includes, but is not limited to the list below:

Jewelry & Watches

Wine & Spirits

Fine Art

Stamps & Coins

Collector Cars

Fine China & Pottery

Antiques

Sports, Music, & Pop Culture Memorabilia

Don't make the mistake of under-insuring your prized collectibles.

Unfortunately, homeowners insurance and umbrella insurance only cover so much, and if you have one or more valuable collections, you will need a separate, custom policy for your collections. Our advisors at JGS are here to consult and advise you on how to make sure everything you cherish is insured.

We’ll walk you through your options, examine your collections, and come up with a custom insurance policy that meets all of your needs and insures everything you need, while saving you money on not insuring what you don’t.

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